Did you know?...85 percent of consumers agree that most people need life insurance, yet just 62 percent say they have it*.
* Source: LIMRA’s Life Insurance Barometer Study 2013
When we are young our responsibilities are high, we have mortgages, young children, and a life time of income that a surviving spouse would miss. As life goes by those needs may change as money for college educations, weddings, retirement income, and even long term care start becoming real needs. Solutions to these needs, and many more, can be met with creative and modern life insurance products for all ages.
Need life insurance for a temporary need such as a mortgage? Term life insurance is a life insurance that provides financial coverage for a specific period of time, which is called a term.
Do I need life insurance?...
We're excited to announce we're we are a part of a limited number of exclusive agencies offering un-capped growth potential through a partnership with Annexus and Minnesota Life, a Securian company! ...
Modern Universal Life plans now offer benefits not only at death, but in the event of critical illness, chronic illness, or a terminal illness... life insurance that pays if you don't die!
Am I too old to need life insurance?...
Final expense plans can act as a "clean up" fund for those unexpected expenses following the death of a loved one. Expenses such as the final utility bills, mortgage payments, un-paid taxes, and even expenses not included in today's pre-paid funeral plans can be an unexpected expense.
AVERAGE COST OF FINAL EXPENSES:
Transfer of Deceased $250
Professional Services $1,817
Casket & Vault $3,490
Memorial Service $125
Facilities Charge $845
Graveside Service $325
TOTAL AVERAGE EXPENSES $7,755
Other cash payments, including cemetery plot, headstone, etc. $2,500
TOTAL COST $10,255*
No matter what kind of life insurance YOU need we have you covered. We represent some of the leading life insurance companies in the business with some of the most innovative and competitive products you can find. Why not get a FREE quote and information today!