Did you know?...85 percent of consumers agree that most people need life insurance, yet just 62 percent say they have it*.
* Source: LIMRA’s Life Insurance Barometer Study 2013
Need Term Coverage? ...Why not try one with "Living Benefits"
A couple of real people telling real life stories about how life insurance from Transamerica with "living benefits" helped them when they needed it most.
Increase you status
When we are young our responsibilities are high, we have mortgages, young children, and a life time of income that a surviving spouse would miss. As life goes by those needs may change as money for college educations, weddings, retirement income, and even long term care start becoming real needs. Solutions to these needs, and many more, can be met with creative and modern life insurance products for all ages.
Modern Universal Life plans now offer benefits not only at death, but in the event of critical illness, chronic illness, or a terminal illness... life insurance that pays if you don't die!
Need life insurance for a temporary need such as a mortgage? Term life insurance is a life insurance that provides financial coverage for a specific period of time, which is called a term. If the worst should happen and you pass away during the term of your policy, Transamerica will pay out the full amount of your insurance coverage, known as a death benefit, in either a lump-sum payment or monthly payout. What happens if you don't die, but are merely sick? The Trendsetter LB policy offers death benefit protection, up to $1,000,000, as well as living benefits. These living benefits provide the option to receive an accelerated death benefit in the event of a qualifying chronic, critical or terminal illness, while the insured is alive.
This is how it works...
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No matter what kind of life insurance YOU need we have you covered. We represent some of the leading life insurance companies in the business with some of the most innovative and competitive products you can find. Why not get a FREE quote and information today!
As you accumulate Vitality points and increase your status, you can earn valuable rewards. We’ve partnered with Hyatt, Royal Caribbean, Whole Foods, REI and others to offer you discounts on travel, entertainment, shopping and fitness.
Do I need life insurance?...
You can earn Vitality Points for many things you already do, such as getting annual health screenings, exercising and staying tobacco-free. The more you do, the more points you earn.
Am I too old to need life insurance?...
Final expense plans can act as a "clean up" fund for those unexpected expenses following the death of a loved one. Expenses such as the final utility bills, mortgage payments, un-paid taxes, and even expenses not included in today's pre-paid funeral plans can be an unexpected expense.
AVERAGE COST OF FINAL EXPENSES:
Transfer of Deceased $250
Professional Services $1,817
Casket & Vault $3,490
Memorial Service $125
Facilities Charge $845
Graveside Service $325
TOTAL AVERAGE EXPENSES $7,755
Other cash payments, including cemetery plot, headstone, etc. $2,500
TOTAL COST $10,255*
John Hancock Life Insurance with Vitality makes getting rewarded for healthy choices seem like a walk in the park – literally. See how you can save money and earn rewards just for living well.
You'll receive personalized Vitality Goals and simple steps to achieve them. There's no penalty if you don't, but if you're feeling inspired, you can access a range of educational health resources to help you learn more.
Want rewarded for your healthy lifestyle? Do you think you should pay less for life insurance?... So does John Hancock, introducing a NEW way of thinking about life insurance...
As you accumulate points, you’ll see your status rise to Bronze to Silver, Gold or Platinum. The higher your status, the more you can earn in potential premium savings over the lifetime of your policy