Investment goals over time
Basically, there are 3 types of Annuities that we offer for specific needs our clients may have.
1. Fixed Annuities – Appropriate for conservative investors who want or need a guarantee of principal and interest.
2. Indexed Annuities – Appropriate for moderate investors who want to participate in the markets without risking their principal.
3. SPIA (Single Premium Immediate Annuity) – Appropriate for investors that desire to obtain an immediate income stream for life, or a period certain, that can never be out lived.
Everyone has specific needs and goals for their savings, although they can change over time.
An annuity can offer solutions to needs such as a safe retirement accumulation, a guaranteed life time income, and even a probate free transfer of assets at death. Annuities are currently paying many times better than the average bank CD.
We represent MULTIPLE top ranked annuity companies offering you as many options as possible. No mater what your specific savings goals are we have a plan that is right for you. Contact us below for more information with no obligations.
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ANNUITIES VS. BANK CD's
We offer an option OUTSIDE the normal S & P Index as well
The new J.P. Morgan Mozaic IISM Index (the Index) utilizes some of the same investment philosophies used by the largest institutional investors seeking positive returns in both good and bad market environments. With a strategy to potentially generate consistent returns while managing volatility, the Index is founded upon three core principles:
The Index utilizes a diversified group of asset classes including equities, fixed income and commodities to provide greater opportunities for growth than a single asset class.
Each month, the Index selects asset classes with the highest returns to capitalize on proven and persistent performance.
The Index proactively rebalances the selected asset classes each month to provide a more stable return.
J.P. Morgan, one of the world’s leading financial services firms, designed the Index to provide a diversified asset allocation with the opportunity to perform in growing and shrinking markets. In keeping up with the latest trends we also have top annuities that utilize indexes such as the Shiller Barclays CAPE US Sector Risk Controlled 10% USD Total Return Index, the Janus SG Market Consensus Index, the BNP Paribas Multi Asset Diversified 5 Index, and S&P 500 Indexes including the S&P 500 Daily risk Control 2 *% index. Ask us for the details we'd be happy to point out how you can benefit from these plans.
Although only life insurance companies can issue annuities in the United States, the investment vehicles are marketed by many different types of organizations and individuals. Some of the key entities who offer these products include: